Thinking of Buying a Home? Then You Must Follow The Golden Rules

If you’re in the market for buying a new home, maybe you are a first time buyer, or you are looking to move on from your current house.

There are many things to consider when you are buying houses for sale in Liverpool; do you have the deposit in place? Do you have the solicitors etc?

If you don’t have everything in place, but just want to test the market, and do some viewings, then you need you to take some points into consideration before you start making appointments.

Time is Money

It’s easy to get excited about the prospect of buying a new home, especially if you have been window shopping estate agents websites for inspiration.

And its very tempting to call up and book viewings for properties, its great fun to have a mooch around someone’s home and pretend its yours.

Window shopping online and a test visit may be fine, but if you’re not really ready to buy, and you are taking viewings regularly, then you can quickly sour your relationship with estate agents.

If you book a viewing but have no intention of buying, this means a representative from the estate agent will have to book time to leave the office to show you around the house.

And secondly the homeowner would have spent time and effort preparing the house to have it in its best appearance for you.

As Estate Agents James Kristian takes pride in the relationships we build with our buyers to find them their next home, and likewise we take great pride in the relationships we build with our sellers.

So if you are in the mode of ‘just looking’ then that’s no problem, we are more than happy to assist you with advice, and to stay in touch for when you are ready to buy.

But we do please ask to take into consideration that booking viewings when not ready to buy takes the time of the business, and alerts seller’s emotional expectations.

So please inform your estate agent exactly where you are in the process and they will be more than happy to help you.

Put yourself in the best position to proceed

As obvious as it may sound you cannot buy a home till you have been approved for a mortgage.

You may have a deposit saved and in the bank ready to go, but do you have the mortgage offer in place?

Before you even start looking at properties you should seek advice from an independent mortgage broker.  They will be able to look at your details and run the best deals for you from a range of mortgage providers.

If everything checks out they will be able to get you a mortgage offer in principle.

Then you will know how much you can lend, and start your search for a house.

Part of being accepted for a mortgage is credit checks, so its vital you speak to a broker to get you a mortgage, if your credit history isn’t great, then this will be highlighted as part of the checks.

This can be a real blow if you are expecting to move forward seamlessly, so take the time to put your ducks in a row, and if you haven’t yet spoken with a broker and are wondering about your credit status, you can use this free credit checker to make your own investigations.

Then once you have your mortgage in place you are ready to start viewings.

Appointments are made to be met

When you book an appointment to view a property you put the owner on alert to make the house look great prior to your arrival.

They may have spent a considerable amount of time getting the place ready the day before, and went to some expense buying cleaning materials.

What also happens is in the back of their mind they are thinking is your visit may lead to a sale for them, so they start getting their hopes up in anticipation.

So once you have made a booking to view a property, make it a priority to attend, and at the arranged time.

If for some reason you are going to be late, then call ahead and let the estate agent know, and they will inform the seller.

If for some reason you can’t make the viewing, again inform your estate agent at the earliest convenience so they can rearrange for you.

You can imagine yourself if you were the seller and the viewer didn’t show without any warning, I’m sure you would be disappointed after making the effort to get the place ready for you.

So all we ask is for as estate agents is a little consideration if you can’t make a viewing, and we can rearrange another time that suits you best.

Not every home is suitable for you

One of the things estate agents rely on is feedback from viewings, and quite often if a viewing doesn’t go as planned for the viewer; they can be a bit coy on the reasons that put them off making an offer.

Some people just feel uneasy about giving negative feedback, but its ok because it helps the estate agent to speak to the seller and relay the issues that prevented an offer.

The estate agent can then feed back to the seller and hopefully improve issues that may be preventing the sale.

So feedback is great, even if its negative as this help us make improvements for the next viewing and help the seller to gain the sale.

Is your offer credible

Everyone likes a bargain, and if you want to be taken seriously as a buyer then your offer must be based on facts.

It never ceases to amaze agents how low people can go from the asking price and expect a sale.

There may well be room for some negotiation on price depending on the sellers position, however you can quickly sour that position and offend the seller if your offer is ridiculously low.

So be realistic when you bid, take some time to look at the prices of houses in the same street, or nearby.

This will give you an idea of what you can offer realistically, especially if you have viewed a house and really liked it, if you offend the seller with your offer it may be something you regret in the long term.

If you are in the market for buying a house, or even if you are just thinking about it, then feel free to give James Kristian a call and we will be more than happy to help you out.

One of our friendly team is on hand to give you the best advice and help you find a house, or advise you on the best way to move forward in the house buying process.

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